How to get a phone if you're blacklisted or under debt review
If you're blacklisted, rent to own is often the easiest way to get a new smartphone, because approval is based on affordability rather than your credit score alone. If you're under debt review, you generally can't take on new credit, so speak to your debt counsellor before applying for any monthly plan.
Option 1: Rent to own
You pay a fixed monthly amount for 12 months, with no long contract. EzMobile checks your income and expenses, and you collect the phone from a mall vending machine after approval.
Option 2: Buy prepaid
Paying cash for a prepaid phone needs no credit check at all, but you pay the full price up front.
If you are under debt review
The National Credit Act limits new credit while you are under debt review. Ask your debt counsellor whether a rental fits your repayment plan before you apply anywhere.
Common questions
Can I get a contract if I'm blacklisted?+
Network contracts usually need a good credit record, so many blacklisted applicants are declined. Rent to own is a common alternative.
Does EzMobile guarantee approval?+
No. Every application goes through an affordability check, and approval depends on your income and expenses.
General information only, not financial advice. Approval is subject to affordability checks.